Shanon Noyes

Car Thefts Caused by Keys Left in Car

The number of car key stolen what do i do thefts that occur when owners leave their keys in their vehicles is on the rise. This can be an expensive and stressful experience.

The answer to the question "does insurance cover cars stolen if keys are left in?" is yes, but only in the event that you have a comprehensive coverage (other than liability) on your policy.

1. Make sure you check your bags and pockets

It can be frustrating to go to your bag or pocket and not find your car keys. It is easy to forget something when you're in a hurry, so you could easily be distracted and forget your keys. Even if you are careful, it is possible to lose your keys.

This is particularly true for newer vehicles with key fobs which must be programmed to your vehicle. Some people have been victims of "Relay attacks," where a thief waits near your home and then uses a device to capture the signal from your key fob. The signal is sent to a accomplice who is waiting outside your house with an instrument that unlocks the car. This kind of theft is more common than you think, and can be accomplished with the help of an app that is simple to install on your smartphone.

After you've checked all the usual places, make sure you check your pockets and bags. This includes the pockets of your jacket and pants as well as any bags you brought with you. You can also look for places you wouldn't normally put things, like the bottom of your purse or the inside of your shoes. You can also ask family or friends if they've keys, especially when this is the first time you've lost keys.

If nothing turns up, walk back through your day to see if it is possible to remember where you might have put them. You might have accidentally tossed them out of a bag or dropped them when you were making food purchases. They could be hidden in plain view, for example, under a couch cushion or in the mail pile.

Never hide your spare key in your vehicle, and don't carry one keychain that can hold both your my car keys were stolen keys and your house keys. This increases the chance of losing them, since thieves could search your car for these items and presume that you have the keys. Notifying the theft as quickly as you can will help police track down the culprit and also save money on your car insurance if you need to file a claim.

2. Check under the car

A lost set of keys can be costly however, it could also be a security risk. The thieves can use the keys you lost to steal your car and access personal belongings in the trunk. This could result in identity theft on top of the loss of your vehicle.

If you put your keys in the ignition of your car, thieves can easily start it up and drive away. This is why Firestone cautions against storing valuables in your car, particularly if the keys are not in the ignition. If you must leave your purse or cell phone in the car, try placing it in your trunk. Keep your car doors shut and your keys locked in the ignition when you go to a gas station or convenience store. These locations often have parking spaces where drivers are known to linger in order to get into and out of the store or leave their cars idle while they shop. This makes them ideal targets for thieves.

Afflicting your spare key into the cupholder or under the visor is another mistake that could result in theft. A spare key is easily spotted by thieves, and they could make use of it to break into your car as it's not likely to be secure.

In the past, misplacing keys or losing one didn't seem like something to be concerned about. But as automobiles have become more technologically advanced keys have become increasingly sophisticated become increasingly difficult to replace without the original. Depending on the model and year of your car stolen lost spare key, a locksmith can make duplicate keys for older key however, it's more difficult for cars with more modern technology, which require you to go to a dealership or auto maker to purchase a new one.

If you've had your vehicle taken away with keys inside you, file a claim with your insurance company as soon as possible. Depending on the state and your insurance policy comprehensive insurance (often referred to as "other than collision") could provide replacement keys. If you have bundled your property and car insurance and you make both claims at the same time which will save you time and hassle.

3. Take a look back at your day

A quick stop at a petrol station for fuel and you leave your keys in the car as you race into the store to pay. You think you've parked in an area safe, but thieves know your routines and can profit from it.

Retracing your steps is the first thing you should do if you are able to calm yourself and allow your rational side to take over. This will not only help you locate the keys you lost, but it will also aid you in learning from the mistake and avoid it from occurring again in the future.

Take a look in the pockets and bags of all the jackets you've worn since the last time you used them. Also, look for any surfaces you may have placed your keys on, like countertops or tables. Also, consider whether you might have reached into bags to get your phone and accidentally knocked the keys out of it.

If you're still having trouble finding your keys, it may be time what to do if car key is stolen call the police and report the keys as missing. Thankfully, the chances of getting your keys back are pretty good If you follow these steps and remain calm and repeat your steps. It's important to note that car thefts are increasing in the US and some thieves have discovered ways to hack key fobs so they can escape without the owner's permission. So, be extra vigilant and utilize tools such as inventory management software to keep track of where your keys are at all times.

4. Call the police

It's not only embarrassing to leave your keys in your car, but it increases the chance of your car being stolen. It's crucial to determine whether your insurance policy will cover the theft of your car in the event that you have accidentally left your keys inside. The good news is that if you have comprehensive (sometimes called "other than collision") coverage, your insurance company should cover the damages to your vehicle and any other items that were inside when it was taken.

It's important to note that the deductible is a matter of. It's also important to keep in mind that the insurance policy will probably conduct a credit screening to ensure that there isn't fraud. The DMV in your state might also be interested in learning about the theft to update their records and make it harder for the thief sell your vehicle.

If you have comprehensive insurance and your insurer is able to verify that the car was stolen (and not just a bumped or wrecked). The insurance company will likely notify the police and will be liable for the investigation. You'll also need to provide the police with a the exact description of your car, any valuables that were in it, and a copy of the title if you have one.

There are many things that could happen to your day from being stuck in traffic or losing your wallet, and leaving your car keys in it is definitely one of the most common. It is essential to lock your car and to never put valuables in your car.

If you reside in Pueblo or not, there's always the possibility that your car could be taken. This isn't just a concern for those living in the top five metropolitan areas most likely to be targeted by car keys stolen but not car thieves; anyone can have their vehicle stolen anytime. If you need to talk with a Tampa personal injury attorney about a recent car accident or other legal issue, call the Rinaldo Law Group today to arrange a no-cost consultation.